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Rate of Interest PDF Print E-mail
A. Rate of Interest on Deposits p.a. w.e.f. 03.02.2018
1. Current Deposits Nil
2. Savings Bank 3.50 % p.a.
3. Term Deposits (Period-wise)
i) 7 days and up to 45 days 5.50 % p.a.
ii) 46 days to 60 days 6.50 % p.a.
iii) 61 days to 90 days 6.50 % p.a.
iv) 91 days to 180 days 6.50% p.a.
v) 181 days to to less than 1 year 6.75% p.a.
vi) 1 year to less than 2 years 6.75% p.a.
vii) 2 years to less than 3 years 6.50% p.a.
viii) 3 years to less than 5 years 6.50% p.a.
ix) 5 years and up to 10 years 6.50% p.a.
x) Senior Citizen (upto 1 year 0.30% extra
x) Senior Citizen (for 1 year above) 0.50% extra
B. Rate of Interest on Advances p.a. Rate of Interest
1. Small & Medium Enterprise (SME)
a) Cash Credit - (SSI/SBF) 13.00%  to 13.75% p.a.
b) GCC/ACC/Swarojgar CC/SPCC 12.75% p.a.
c) Term Loan (SBF/SSI) 13.00%  to 13.50% p.a.
d) SHG/NRLM/JLG (Non-Farm Sector) 12.50%  to 13.50% p.a.
2. Agriculture & Allied Activities
a) Crop Loan 7.00% p.a.
b) Working Capital and Term Loan 12.00%  to 13.00% p.a.
c) KCC other than Crop 12.00%  to 13.00% p.a.
d) SHG/NRLM/JLG (Farm Sector) 12.00%  to 13.00% p.a.
3. Other Priority Sector Advances
a) Public Vehicle Loan 13.00%  to 13.75% p.a.
b) NULM 7.00%  to 7.50% p.a.
c) NHFDC 4.00%  to 5.00% p.a.
d) JNNSM 12.75% p.a.
e) School Plus 12.50% p.a.
f) MUDRA 12.00%  to 13.00% p.a.
g) Housing Loan 11.50%  to 12.50% p.a.
h) Education loan up to 12.75% p.a. to 13.75% p.a.
4. Non-Priority Sector Advances
a) Personal Segment 13.25% p.a. to 15.00% p.a.
b) Festival Loan 15.25% p.a.
c) Car Loan 13.00% p.a. to 13.50% p.a.
d) Demand loan against TDRs 2.00% above
e) Clean Overdraft 15.50% p.a.
 

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Mizoram Rural Bank
Head Office: B-5, Babu Tilla
Zarkawt, P.B.No.160
Aizawl – 796007
Mizoram

Phone : 0389-2346380/82/88, 2346457
Fax: 0389-2346387/84
email: info@mizoramruralbank.com; mizobank@yahoo.com